Guérin Isabelle, Roesch M., Venkatasubramanian G., D'Espallier B. (2012). Credit from whom and for what ? : the diversity of borrowing sources and uses in rural southern India. Journal of International Development, 24 (Suppl. 1), p. S122-S137. ISSN 1099-1328.
Titre du document
Credit from whom and for what ? : the diversity of borrowing sources and uses in rural southern India
Guérin Isabelle, Roesch M., Venkatasubramanian G., D'Espallier B.
In
Mosley P. (ed.),
Source
Journal of International Development, 2012,
24 (Suppl. 1), p. S122-S137 ISSN 1099-1328
This article aimed to deepen understandings of poor household borrowing practices by drawing on a case study from rural Southern India. It combines descriptive statistics and qualitative analysis to show that households juggle with a wide range of borrowing sources and that each serves very specific purposes. From a theoretical perspective, we suggest that the neoclassical cost/benefit framework often used to analyse debt decisions should be enlarged to include social criteria in line with recent insights from economic anthropology and political economy. From a policy perspective, we argue that all things being equal, local financial arrangements might have important comparative advantages over traditional microfinance products.
Plan de classement
Revenu, salaire, pouvoir d'achat [094CONSO]
;
Milieu rural, sociologie rurale, systèmes agraires, foncier rural [098RURAL1]
Descripteurs
ACCES AU CREDIT ; EPARGNE ; SOCIETE RURALE ; VILLAGE ; CASTE ; ANTHROPOLOGIE ECONOMIQUE ; MENAGE ; ENDETTEMENT ; PAUVRETE ; ENQUETE ; MICROFINANCE ; CREDIT RURAL ; RESEAU SOCIAL
