%0 Journal Article
%9 ACL : Articles dans des revues avec comité de lecture répertoriées par l'AERES
%A Guérin, Isabelle
%A Roesch, M.
%A Venkatasubramanian, G.
%A D'Espallier, B.
%T Credit from whom and for what ? : the diversity of borrowing sources and uses in rural southern India
%B Special issue : poverty, financial inclusion and livehood strategies
%D 2012
%E Mosley, P.
%L fdi:010054544
%G ENG
%J Journal of International Development
%@ 1099-1328
%K ACCES AU CREDIT ; EPARGNE ; SOCIETE RURALE ; VILLAGE ; CASTE ; ANTHROPOLOGIE ECONOMIQUE ; MENAGE ; ENDETTEMENT ; PAUVRETE ; ENQUETE
%K MICROFINANCE ; CREDIT RURAL ; RESEAU SOCIAL
%K INDE ; TAMIL NADU
%M ISI:000298881000009
%N Suppl. 1
%P S122-S137
%U https://www.documentation.ird.fr/hor/fdi:010054544
%> https://www.documentation.ird.fr/intranet/publi/depot/2012-01-19/010054544.pdf
%V 24
%W Horizon (IRD)
%X This article aimed to deepen understandings of poor household borrowing practices by drawing on a case study from rural Southern India. It combines descriptive statistics and qualitative analysis to show that households juggle with a wide range of borrowing sources and that each serves very specific purposes. From a theoretical perspective, we suggest that the neoclassical cost/benefit framework often used to analyse debt decisions should be enlarged to include social criteria in line with recent insights from economic anthropology and political economy. From a policy perspective, we argue that all things being equal, local financial arrangements might have important comparative advantages over traditional microfinance products.
%$ 098RURAL1 ; 094CONSO