@article{fdi:010054544, title = {{C}redit from whom and for what ? : the diversity of borrowing sources and uses in rural southern {I}ndia}, author = {{G}u{\'e}rin, {I}sabelle and {R}oesch, {M}. and {V}enkatasubramanian, {G}. and {D}'{E}spallier, {B}.}, editor = {}, language = {{ENG}}, abstract = {{T}his article aimed to deepen understandings of poor household borrowing practices by drawing on a case study from rural {S}outhern {I}ndia. {I}t combines descriptive statistics and qualitative analysis to show that households juggle with a wide range of borrowing sources and that each serves very specific purposes. {F}rom a theoretical perspective, we suggest that the neoclassical cost/benefit framework often used to analyse debt decisions should be enlarged to include social criteria in line with recent insights from economic anthropology and political economy. {F}rom a policy perspective, we argue that all things being equal, local financial arrangements might have important comparative advantages over traditional microfinance products.}, keywords = {{ACCES} {AU} {CREDIT} ; {EPARGNE} ; {SOCIETE} {RURALE} ; {VILLAGE} ; {CASTE} ; {ANTHROPOLOGIE} {ECONOMIQUE} ; {MENAGE} ; {ENDETTEMENT} ; {PAUVRETE} ; {ENQUETE} ; {MICROFINANCE} ; {CREDIT} {RURAL} ; {RESEAU} {SOCIAL} ; {INDE} ; {TAMIL} {NADU}}, booktitle = {{S}pecial issue : poverty, financial inclusion and livehood strategies}, journal = {{J}ournal of {I}nternational {D}evelopment}, volume = {24}, numero = {{S}uppl. 1}, pages = {{S}122--{S}137}, ISSN = {1099-1328}, year = {2012}, URL = {https://www.documentation.ird.fr/hor/fdi:010054544}, }