Espallier d' B., Guérin Isabelle, Mersland R. (2011). Women and repayment in microfinance : a global analysis. World Development, 39 (5), p. 758-772. ISSN 0305-750X.
Titre du document
Women and repayment in microfinance : a global analysis
World Development, 2011,
39 (5), p. 758-772 ISSN 0305-750X
This paper uses a global data set of 350 microfinance institutions (MFIs) in 70 countries to study the common belief that women are generally better credit risks in microfinance than men. The results confirm that a higher percentage of female clients in MFIs is associated with lower portfolio risk, fewer write-offs, and fewer provisions, all else being equal. Interaction effects reveal that, while focus on women is generally associated with enhanced repayment, this trend is stronger for nongovernmental organizations, individual-based lenders, and regulated MFIs.
Plan de classement
Economie générale / Macroéconomie [094]
;
Développement économique / Aménagement du territoire [095]
