Chauvet Lisa auteur aut IRD Jacolin L. auteur aut IRD text journalArticle eng text/pdf born digital access This study focuses on the impact of financial inclusion and bank concentration on the performance of firms in developing and emerging countries. Using firm-level data for a sample of 55,596 firms in 79 countries, we find that financial inclusion, i.e., the distribution of financial services across firms, has a positive impact on firm growth. This positive impact is magnified when bank markets are less concentrated, a proxy for more competition among banks. We also find that more competitive banks favor firm growth only at high levels of financial inclusion, while bank concentration is particularly favorable to foreign and state-owned firms and increases firm growth at low levels of financial inclusion. In countries with limited financial deepening, the quality of the banking system (financial inclusion and bank competition) may be as important in promoting firm performance as its overall size. specialized financial inclusion bank concentration firm performance 094 97 1-13 2017 0305-750X https://www.documentation.ird.fr/hor/fdi:010070258 10.1016/j.worlddev.2017.03.018 0305-750X [F B010070258] https://www.documentation.ird.fr/hor/fdi:010070258 https://www.documentation.ird.fr/intranet/publi/2017/07/010070258.pdf Accès réservé (Intranet de l'IRD) IRD - Base Horizon / Pleins textes 2017-07-26 2023-07-11 fdi:010070258 fre