%0 Journal Article
%9 ACL : Articles dans des revues avec comité de lecture répertoriées par l'AERES
%A Afonso, J. S.
%A Morvant-Roux, S.
%A Guérin, Isabelle
%A Forcella, D.
%T Doing good by doing well ? Microfinance, self-regulation and borrowers' over-indebtedness in the Dominican Republic
%D 2017
%L fdi:010071228
%G ENG
%J Journal of International Development
%@ 0954-1748
%K Dominican Republic ; financial practices ; microfinance ; over-indebtedness ; prevention ; self-regulation
%K REPUBLIQUE DOMINICAINE
%M ISI:000412540400004
%N 7
%P 919-935
%R 10.1002/jid.3244
%U https://www.documentation.ird.fr/hor/fdi:010071228
%> https://www.documentation.ird.fr/intranet/publi/2017/10/010071228.pdf
%V 29
%W Horizon (IRD)
%X The Dominican Republic's microfinance sector is considered to be a solid market where over-indebtedness prevention best practices are widely and successfully implemented. Relying on qualitative data collection tools and analysis, we identify these best practices' as self-regulation mechanisms, and we show how they fail to fully fulfil their goals in the Dominican market. While financial exclusion supports the idea of a sizable microcredit market, we argue that the focus on growth and high competition strongly jeopardizes the positive social outcomes of microcredit, and that only a paradigm shift within the sector will really change the present situation.
%$ 095