@article{fdi:010068988,
  title = {{T}he cost of empowerment : multiple sources of women's debt in rural {I}ndia},
  author = {{G}arikipati, {S}. and {A}gier, {I}. and {G}u{\'e}rin, {I}sabelle and {S}zarfarz, {A}.},
  editor = {},
  language = {{ENG}},
  abstract = {{P}oor women borrow from multiple sources. {T}his study examines whether the source of debt matters for women's role in household financial decisions. {D}rawing on a household survey from rural {T}amil {N}adu, we categorise women's loans along the lines of accessibility and formality into 'planned loans' and 'instant loans'. {W}e find that 'instant loans' support wome's bargaining power in various types of household financial decisions, whereas 'planned loans' have no impact. {T}his surprising result is better understood when the nature of 'instant loans' is examined - these are frequently usurious, involve coercive enforcement methods and are considered socially debasing. {H}ence women who use them perform a convenient role for their households and in return gain some negotiating power.},
  keywords = {{INDE}},
  booktitle = {{M}icrofinance and gender : issues, challenges and the road ahead},
  journal = {{J}ournal of {D}evelopment {S}tudies},
  volume = {53},
  numero = {5},
  pages = {700--722},
  ISSN = {0022-0388},
  year = {2017},
  DOI = {10.1080/00220388.2016.1205734},
  URL = {https://www.documentation.ird.fr/hor/fdi:010068988},
}