Garikipati S., Agier I., Guérin Isabelle, Szarfarz A. (2017). The cost of empowerment : multiple sources of women's debt in rural India. In :
Garikipati S. (ed.). Microfinance and gender : issues, challenges and the road ahead. Journal of Development Studies, 53 (5), p. 700-722. ISSN 0022-0388.
Titre du document
The cost of empowerment : multiple sources of women's debt in rural India
Garikipati S., Agier I., Guérin Isabelle, Szarfarz A.
In
Garikipati S. (ed.), Microfinance and gender : issues, challenges and the road ahead
Source
Journal of Development Studies, 2017,
53 (5), p. 700-722 ISSN 0022-0388
Poor women borrow from multiple sources. This study examines whether the source of debt matters for women's role in household financial decisions. Drawing on a household survey from rural Tamil Nadu, we categorise women's loans along the lines of accessibility and formality into 'planned loans' and 'instant loans'. We find that 'instant loans' support wome's bargaining power in various types of household financial decisions, whereas 'planned loans' have no impact. This surprising result is better understood when the nature of 'instant loans' is examined - these are frequently usurious, involve coercive enforcement methods and are considered socially debasing. Hence women who use them perform a convenient role for their households and in return gain some negotiating power.
Plan de classement
Développement économique / Aménagement du territoire [095]
;
Economie et sociologie rurale [098]
;
Société, développement social [106]
