Publications des scientifiques de l'IRD

Morvant-Roux S., Guérin Isabelle, Roesch M., Moisseron Jean-Yves. (2014). Adding value to randomization with qualitative analysis : the case of microcredit in rural Morocco. World Development, 56, p. 302-312. ISSN 0305-750X.

Titre du document
Adding value to randomization with qualitative analysis : the case of microcredit in rural Morocco
Année de publication
2014
Type de document
Article référencé dans le Web of Science WOS:000330496000020
Auteurs
Morvant-Roux S., Guérin Isabelle, Roesch M., Moisseron Jean-Yves
Source
World Development, 2014, 56, p. 302-312 ISSN 0305-750X
This paper analyzes microcredit demand and use to draw lessons on how households appropriate microcredit services. It introduces qualitative analysis to a randomized study. Findings suggest that microcredit demand and use is shaped not only by agro-ecological conditions, but by two major partially interrelated factors: debt-related norms articulated with the perception of the sanction in case of repayment default, and the "social life" of microcredit, namely, how social actors, credit officers, and local leaders, engage with microcredit. On a conceptual perspective we argue that microcredit "markets" do not result from supply confronting demand, but instead, are historical, political, and social constructs.
Plan de classement
Développement économique / Aménagement du territoire [095] ; Economie et sociologie rurale [098]
Description Géographique
MAROC
Localisation
Fonds IRD [F B010061737]
Identifiant IRD
fdi:010061737
Contact